Barastone's Home Equity Investment platform gives your customers solar, batteries, and home upgrades with no monthly payments—and no DTI impact.
Traditional solar financing creates barriers that kill deals. Your customers want clean energy—but current options don't work for them.
Solar loans add $150-$300+ monthly, making customers hesitant to commit even with long-term savings.
Traditional lenders require 680+ credit scores, eliminating a huge segment of potential customers.
Debt-to-income ratios block approval for many qualified homeowners who could easily afford solar.
New net metering rules make battery storage essential—but the added cost kills the deal.
A home equity investment that unlocks solar, batteries, and more—without monthly payments or traditional lending restrictions.
Customers save money immediately. No waiting years to break even on solar investment.
Unlike leases or PPAs, homeowners keep every dollar they save on their electric bill.
Batteries, panel upgrades, and premium equipment are now within reach for every homeowner.
A simple process that gets your customers funded and your systems installed.
Introduce payment-free financing to homeowners hesitant about monthly payments or declined elsewhere.
Homeowner submits a quick application through Barastone's streamlined digital platform.
Approved funds are available for the full project—solar, batteries, and any approved upgrades.
Complete the installation. Get paid. Customer enjoys payment-free clean energy from day one.
Remove the biggest objection—monthly payments. Watch your conversion rates climb when you can offer zero monthly cost.
When payments aren't a barrier, customers opt for premium panels, more capacity, and battery storage.
Reach homeowners who were turned down by traditional lenders. Expand your market significantly.
Stand out in a crowded market with a unique financing option no one else offers.
No monthly payments means immediate savings. Every dollar saved on utilities stays in their pocket.
Unlike leases, homeowners keep every penny they save on electricity. Full ownership benefits.
Access top-tier panels, inverters, and battery storage that were previously out of budget.
The agreement doesn't affect debt-to-income ratios, preserving borrowing power for other needs.
More projects close with premium and larger systems, driving higher adoption of your inverters, batteries, and BOS components.
Gain visibility as a recommended or bundled option, strengthening relationships with installers and expanding market share.
When financing removes payment barriers, installers upsell advanced setups with battery storage and high-efficiency inverters—boosting your unit sales.
Align with innovative financing that no traditional lender offers, positioning your brand as enabling accessible, high-performance solar.
Under NEM 3.0, battery storage is essential—but adds significant cost. Barastone's payment-free structure eliminates the battery cost objection entirely.
Learn MoreHelp4Solar is built on Barastone's institutional-grade Home Equity Investment platform—the same infrastructure trusted by family offices and institutional investors since 2014.
Unlike a HELOC or home equity loan, Barastone's Home Equity Investment requires no monthly payments. Instead, homeowners share a portion of their home's future appreciation. There's no impact on DTI, and no traditional credit score requirements.
Funds can be used for solar panels, battery storage, electrical panel upgrades, home remodels, and even vehicle payoffs. It's a flexible solution that addresses multiple homeowner needs in one agreement.
Homeowners need sufficient home equity and must meet Barastone's property and ownership requirements. Unlike traditional lenders, we don't have strict FICO minimums or DTI limits, opening doors for many homeowners who've been declined elsewhere.
Contact our partnerships team to apply for the approved partner program. We work with solar installers, equipment manufacturers, and other ecosystem partners who want to offer payment-free financing to their customers.
Yes. Barastone offers whitelabel solutions for qualified partners who want to offer payment-free solar financing under their own brand. Contact us to discuss partnership opportunities.
Barastone, founded in 2014, is the pioneer in the Home Equity Investment industry. Our HomeWealthIQ OS platform provides institutional-grade infrastructure connecting homeowners, investors, and financial professionals. We've spent over a decade eliminating friction across mortgage, real estate, and financial services.
Whether you're a solar installer, equipment manufacturer, or channel partner—let's explore how payment-free financing can grow your business.
Ready to learn more? Contact [email protected]